At H-C Travel we take insurance seriously. We have our own travel insurance policy underwritten specifically and only for you, our customers, and with your requirements in mind. By insuring through us, you KNOW you are covered.

Travel insurance is a vital aspect of booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. It is important that at the time of booking you purchase travel insurance that properly covers your participation in whatever activities, such as motorcycling, that you may undertake. This is NOT to be confused with motorcycle insurance, which is completely separate. Our policies not only provide excellent cover, but provide cover for when you are riding a motorcycle of any capacity, including offroad touring, excluded from many policies. All prices include 17.5% UK Insurance Premium Tax (IPT), and are subject to change if the tax rate changes. A UNIQUE feature of our policy is specific cover for motorcycle riding gear.

A copy of our full Travel Insurance booklet is available as a PDF download by clicking here. You will need a copy of Adobe Acrobat Reader to view or print the booklet. If you do not have this installed, you can download from the Adobe Web site.

Please note that your insurance is invalid if you are not wearing a UK or EU approved crash helmet or have the required motorcycle driving license for the motorcycle you are riding.

Below is a summary of the cover provided by our tailored insurance. The cover is underwritten by Travel & general Insurance Company plc, except for Section K, legal Expenses, which is underwritten by DAS Legal Expenses Insurance Co. Ltd. Both insurers are authorised and regulated by the UK Financial Services Authority.

If you do not book all or part of your motorcycle holiday arrangements through us then we are unable to insure you. This is a legal requirement.

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 Single trip travel insurance

Period Europe USA Rest of the World 1-5 days £26.23 £53.73 £46.48 6-10 days £30.48 £62.73 £53.23 11-17 days £36.23 £72.23 £63.73 18-24 days £41.73 £82.73 £74.23 25-31 days £46.48 £92.73 £85.23 32-38 days £55.98 £113.73 £102.23 25-31 days £65.48 £134.73 £119.23

For adults aged 18-75 yrs inclusive
For policies issued before 31/12/08
Offering specialist world wide cover for motorcyclists, whether riding on- or off-road. Helmets must be worn when riding.
Infants aged 1 or under - free
Children aged 2-17 - 50% discount
Adults 66-70 – premium x 2
Adults 71-75 – premium x 2.5
Adults 76 + – not available
Family rate - 250% incl. up to 4 children Hazardous activities surcharge £15/p.
Excess maximum £100

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 31-Day Annual travel insurance

For adults aged 18-75 yrs inclusive For issue before 31/12/08

Europe only Individual £82.73 Couple + up to 4 children £155.46

Worldwide Individual £142.73 Couple + up to 4 children £235.46

Offering world wide year-round cover for motorcyclists, whether riding on- or off-road. Helmets must be worn when riding. Unlimited number of trips.
Infants aged 1 or under - free
Adults 66-70 – premium x 2
Adults 71-75 – premium x 2.5
Adults 76 + - not available
Spouse and family are only insured if travelling with, to or from policyholder
Hazardous activities - £33/p
Winter sports cover – up to 17 days included
Excess maximum £100

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 Longstay worldwide travel insurance

Period Europe USA Rest of the World 2 months £74.17 £157.12 £138.09 3 months £87.33 £210.09 £175.54 4 months £105.77 £261.94 £218.72 5 months £127.84 £322.42 £261.94 6 months £149.93 £374.24 £305.13 7 months £172.02 £434.75 £356.98 8 months £194.10 £486.57 £400.16 9 months £216.17 £547.05 £443.38 10 months £238.26 £598.92 £495.20 11 months £260.33 £659.36 £538.40 12 months £282.40 £719.84 £581.62

For adults aged 18-65 yrs inclusive
For policies issued before 31/11/08
Offering worldwide year-round cover for motorcyclists, whether riding on- or off-road. Helmets must be worn when riding.
Infants 1 yr or under – free
Children 2-17 – 50% discount
Adults 51-65 - 20% surcharge
Adults 66 + - not available
Family rate – 250% incl. up to 4 children Wintersports cover - 75% surcharge. Excess maximum £100

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Main cover: * Medical expenses, incl. repatriation, up to £2,000,000 * Personal accident, to £25,000 * Death £25,000 * Personal liability, to £1,000,000 * Legal expenses, to £25,000 * Emergency assistance in the UK £2,000 * Travel delay after 12 hrs, £20/day to £100 * Missed departure/connection, to £750 * Baggage/personal effects, to £1,500 * Motorcycle gear, incl. helmets, to £1,500 * Baggage delay after 12 hrs, to £100 * Personal money, to £250 * Documents, to £500 * Cancellation/curtailment, to £5,000 * Abandonment, to £5,000 * Hospital benefit, £20/day to £500 Additional wintersport cover included: * Own equipment, to £750 * Hire equipment, to £250 * Avalanche delay, £100/day, to £250 * Piste closure, £20/day, to £ Activities cover: All policies include the following additional activities as standard: * Boating / sailing / yachting (up to 12 miles from land) * Bungee jumping * Cycling * Fishing * Golf * Hot-air ballooning (as passenger) * Hill walking & rambling * Hiking and trekking (to 1500m altitude) * Helicopter ride (as passenger) * Horse rising (not safari or ranching) * Kayaking / rafting / canoeing (up to whitewater grade 3) * Scuba diving (to 9 m) * Snorkelling * Swimming (up to 6 miles from land) * Table tennis * Tennis * Windsurfing (up to 6 miles from land) Hazardous activities cover: The following activities are covered with the relevant premium surcharge: * Canyoning * Caving * Hang gliding * Skiing * Snowboarding * Snowmobiling * Dog / horse / reindeer sleighing The cover, and activities covered, apply to all three policies. Please call to check any other activities